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Chief Finance Officer

Mr. Emmanuel is the CFO who has been acting as Chief Executive Officer from January to end of April 2021, a position he was appointed to, by the Board of Directors on December 31, 2020.

Emmanuel has over 17 years of experience and he has been in senior managerial capacities within Rwandan Banking industry for the last 14 years. Prior to Joining Cogebanque as CFO in 2017, Emmanuel had assumed the same role at Urwego Opportunity Bank (part of Opportunity International network) for 4 years. Prior to the role of CFO, he was the Chief Risk Management Officer for a period of 3 years and before that he was the Chief Internal Auditor for 3 years in the same Bank. Through his career development, Emmanuel has gained immense experience from financial sector, ranging from financial planning and management, treasury management and strategic planning as well as Audit and risk management.

Prior to Banking sector, Mr. Emmanuel worked with Rwanda Auditor General’s Office where he audited different public institutions for 2 years, which he joined after serving as an accountant at the National University of Rwanda.

Mr. Emmanuel is a Chartered Certified Accountant (ACCA) and a member of ICPAR, with MBA in Finance, and a Bachelor’s degree in Accounting Science. Emmanuel is a certified microfinance expert, a qualification he acquired from the Frankfurt School of Finance and Management.