Widely accepted internationally – our cards let you choose financial freedom along with benefits tailored exclusively to your lifestyle.

These cards are used at merchant outlets where there is a Point of sale terminal (POS). They are issued with the support of a major global card program MasterCard. They are linked to a current account to enable customers to withdraw money from Automated Teller Machines (ATMs).

A debit card transaction is debited immediately to the customer’s account where the connection is online. In the event that the connection is not online then the funds are earmarked and the cardholder is debited shortly after.

Cardholder information is held on the magnetic stripe or embedded chip. Debit cards are also issued in yearly cycles as determined by the bank that issues the cards. For COGEBANQUE, the validity of a card is set to 3 years.

General Features

  • The cardholder utilizes the balance in their current account consequently no credit facilities are obtained by use of the card at the POS.
  • Issued to personal account holders unlike businesses that different signing mandates. It can be used at an ATM.
  • Can be used for internet transactions where the issuing bank has enabled this capability.

Requirement to get a COGEBANQUE MasterCard Debit card:

  • You have to be a COGEBANQUE customer with a Current account.
  • Fill and sign MasterCard Debit Card application form.


  • The ordered card is available after 5 working days.
  • To collect the card, the customer must sign Debit Card delivery form (1 Page).

No debit card should be linked to a saving account. All debit cards should be linked to Current accounts.