Claudine UWAMBAYINGABIRE

Head of Operations

Mrs. Claudine, has over 22 years of experience in the banking sector, and she has been with COGEBANQUE since 1999 and has served in various Departments.

Prior to her current position, she has occupied various positions in the bank including Branch Manager; Head of Kigali Branches, Head of Commercial Department.

She is responsible for the delivery of excellent banking services across all of the Bank’s locations; developing and coordinating the implementation of the Operations Division’s strategic plan, policies, procedures and work plans to ensure timely and quality service to customers for customer retention and attraction in order to achieve the bank’s objectives.

She holds a Bachelor’s degree in management and an MBA in strategic management. She has attended a number of trainings and workshops mainly relating to banking.

Francine MUTAMULIZA

Head of Treasury

Mrs. Francine joined the banking industry in 1999; she has a wider experience of 22 years in treasury management.

She worked 8 years in GT Bank where she served in various responsibilities, a part of Trade Finance Officer she worked also as Senior Dealer before joining Cogebanque in 2007. During 14 years of working in Cogebanque; she occupied a position of Treasury manager and after she was upgraded to Head of Treasury.

She holds a bachelor’s degree in Management, a certified professional bank course (CPB) and benefited from numerous training in banking, treasury and trade finance offered by reputable institutions. Francine also holds an ACI Dealing Certificate, a qualification she acquired from the ACI-Financial Markets Association.

Chantal MUKABATANGA

Head of Administration and General Services

Mrs. Chantal joined Cogebanque in 2010, after 15 years at Bank of Kigali, where she occupied several positions. Chantal has over 26 years of professional work experience in the banking sector.

She oversaw the implementation of the Bancassurance in the Bank of Kigali. As the lawyer of the Bank, she was also, at one time, the bank’s attorney. Chantal has served as a commissioner for the National Land Commission.

Chantal is currently the Head of Administration and General Services. Prior to that, she served as Cogebanque’s Company Secretary for almost 9 years. In that capacity she was overseeing the legal services, including providing advisory services, dealing with litigations, contracting and she was also in charge of the bank’s shareholders’ matters.

She holds a Bachelor’s degree from the University of Kinshasa, Democratic Republic of Congo, and a Diploma in Legal Practice and Development.

Pascal KARANI

Head of Internal Audit

Mr. Pascal joined Cogebanque in January 2017 as Head of internal Audit. His career in the banking sector started at BNR in internal audit for a year. He then moved to bank examination where he spent 9 years. He joined the Financial Stability Department for a year prior to moving into the private sector.

In the private sector, he worked for 18 months as Head of Credit Risk at Access Bank and moved to BPR to manage Operational and Market Risks for 5 years.

He holds a Master of Commerce in Financial Management from the University of Cape Town.

Antoine IYAMUREMYE

Head of Marketing and Product Development

Mr. Antoine is the Head of Marketing and Product Development at Cogebanque Plc, having joined in August 2017. He oversees Cogebanque’s brand and product’s advertising agenda to ensure the success of the company’s overall objectives.

He has over 12 years of experience in brand development, marketing, communications, product development and related fields attained while working with reputable institutions. Previously, Antoine served in different positions, including Trade Marketing, Brand Manager, and Media Coordinator at Skol Brewery Ltd.

He holds an Executive MBA from the Quantic School of Business and Technology and a bachelor’s degree of Science in Agricultural Economics and Agribusiness from the National University of Rwanda. In addition, he has undergone various training in marketing and pricing, brand management, project management, operations management, entrepreneurship, strategic thinking, blockchain, among others.

Polepole KAYUMBA

Head of SME Banking

Mr. Polepole is the Head of SME Banking. He has over 16 years of experience in the banking sector and has occupied different managerial positions. Prior to joining the SME Department, he was Head of Administration and General Services, developed the Agency Banking Network, initiated Bancassurance and has served as Branch Manager. 

Mr. Polepole was part of the Core Team which implemented the new core banking software in Cogebanque. He is a Trainer of professional bankers at RAF from 2019 to date.

He holds an MBA from Oklahoma Christian University (USA) and a Bachelor’s Degree in Management obtained from Kigali Independent University (ULK). He also holds a certificate in Digital Money from Tufts University (USA), Certificate in Effective Branch Management, from Shore Cap Exchange, USA and a Certificate in Arbitration and Alternative Dispute resolution obtained from Chartered Institute of Arbitrators (CIArb, UK). He is a Certified Rwanda Academy of Finance Trainer.

Pierre SERUHUNGO NSENGIYUMVA

Head of Retail Banking & Internal Core Banking System(CBS) Project Manager

Mr. Pierre SERUHUNGO NSENGIYUMVA has over 15 years of experience in the banking industry, with 13 years in managerial positions in business development.

He joined Cogebanque Plc in May 2014 and has held various roles within the organization. These include Branch Manager, Regional Branches Senior Manager, Head of Retail Banking, and his most recent temporary appointment as Project Manager, leading the project for the change of the current core banking system.

Before joining Cogebanque Plc, he worked at two regional banks, Ecobank Rwanda Ltd and KCB Bank Rwanda Plc for a period of over 6 years, serving in different capacities.

Mr. Pierre SERUHUNGO NSENGIYUMVA is a Certified Professional Banker from The Uganda Institute of Banking and Financial Services. He holds a bachelor’s degree in Economic Sciences and Management. Additionally, he has received training from reputable institutions, including Risk Management in Banking from Luxembourg House of Trainings. He is also currently an MBA candidate at the Kigali Independent University.

Tite KAJUKA KAHAMANI

Head of Finance

Mr. Tite joined the Bank in 2007.

In addition to acting as Chief Finance Officer, he is the bank’s Head of Finance.

Prior to joining the bank, he worked as Chief Accountant in Ecobank. Tite has over 24 years of experience in the banking sector.

He holds a diploma in commerce (Specializing in Accounting and Financial Management) and Accounting (specializing in financial analysis).