Senior management team

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Claudine UWAMBAYINGABIRE

Head of Operations

Mrs. Claudine, has over 21 years of experience in the Banking sector, and she has been with COGEBANQUE since 1999 and has served in various Departments.

Prior to her current position, she has occupied various positions in the Bank including Branch Manager; Head of Kigali Branches, Head of Commercial Department.

She is responsible for the delivery of excellent Banking services across all of the Bank’s locations; developing and coordinating the implementation of the Operations Division’s strategic plan, policies, procedures and work plans to ensure timely and quality service to customers for customer retention and attraction in order to achieve Bank’s objectives.

She holds a Bachelor’s degree in management and holds a Master’s in Business Administration (MBA). She has attended a number of trainings, workshops mainly relating to Banking.

Claudine UWAMBAYINGABIRE

Head of Operations

Mrs. Claudine, has over 21 years of experience in the Banking sector, and she has been with COGEBANQUE since 1999 and has served in various Departments.

Prior to her current position, she has occupied various positions in the Bank including Branch Manager; Head of Kigali Branches, Head of Commercial Department.

She is responsible for the delivery of excellent Banking services across all of the Bank’s locations; developing and coordinating the implementation of the Operations Division’s strategic plan, policies, procedures and work plans to ensure timely and quality service to customers for customer retention and attraction in order to achieve Bank’s objectives.

She holds a Bachelor’s degree in management and holds a Master’s in Business Administration (MBA). She has attended a number of trainings, workshops mainly relating to Banking.

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Claudine

Songa RWAMUGIRE

Head of Corporate Banking

Mr. Songa joined COGEBANQUE as the Head of Corporate Banking in August 2017. Before assuming this role, he was Deputy Head of Corporate Banking at I&M Bank (Rwanda) Ltd.

He started his Banking career in 2009 and has worked on many corporate deals whilst at I&M Bank, giving him profound knowledge of the Rwanda market

He holds a Bachelor’s Degree in Economics from the National University of Rwanda and has also received numerous trainings in areas such as corporate Banking strategy, product development, project finance and trade finance.

Songa RWAMUGIRE

Head of Corporate Banking

Mr. Songa joined COGEBANQUE as the Head of Corporate Banking in August 2017. Before assuming this role, he was Deputy Head of Corporate Banking at I&M Bank (Rwanda) Ltd.

He started his Banking career in 2009 and has worked on many corporate deals whilst at I&M Bank, giving him profound knowledge of the Rwanda market

He holds a Bachelor’s Degree in Economics from the National University of Rwanda and has also received numerous trainings in areas such as corporate Banking strategy, product development, project finance and trade finance.

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Francine MUTAMULIZA

Head of Treasury

Mrs. Francine joins Banking industry in 1999; she has a wider experience of 20 years in treasury management.

She worked 8 years in GT Bank where she served in various responsibilities, a part of Trade Finance Officer she worked also as Senior Dealer before joining Cogebanque in 2007. During 13 years of working in Cogebanque; she occupied a position of Treasury manager and after she was upgraded to Head of treasury.

She holds a bachelor’s degree in Management, a certifiedprofessional Bank course (CPB) and benefited from numerous trainings in Banking, treasury and trade finance offered by reputable institutions. Francine hold also ACI Dealing Certificate, a qualification she acquired from the ACIFinancial Markets Association.

Francine MUTAMULIZA

Head of Treasury

Mrs. Francine joins Banking industry in 1999; she has a wider experience of 20 years in treasury management.

She worked 8 years in GT Bank where she served in various responsibilities, a part of Trade Finance Officer she worked also as Senior Dealer before joining Cogebanque in 2007. During 13 years of working in Cogebanque; she occupied a position of Treasury manager and after she was upgraded to Head of treasury.

She holds a bachelor’s degree in Management, a certifiedprofessional Bank course (CPB) and benefited from numerous trainings in Banking, treasury and trade finance offered by reputable institutions. Francine hold also ACI Dealing Certificate, a qualification she acquired from the ACIFinancial Markets Association.

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Chantal MUKABATANGA

Head of Administration and General Services

Mrs. Chantal joined Cogebanque in 2010, after 15 years at Bank of Kigali, where she occupied several positions. Chantal has over 26 years of professional work experience in the Banking sector.

She oversaw the implementation of the Bancassurance in Bank of Kigali. As the lawyer of the Bank, she was also, at one time, the Bank’s attorney. Chantal has served as a commissioner for the National Land Commission.

Chantal is currently the Head of Administration and General Services. Prior to that, she served a Cogebanque’s Company Secretary for almost 9 years. In that capacity she was overseeing the legal services, including providing
advisory services, dealing with litigations, contracting and she was also in charge the Bank’s shareholders’ matters

She holds a Bachelor’s degree from the University of Kinshasa, Democratic Republic of Congo, and a Diploma in Legal Practice and Development.

Chantal MUKABATANGA

Head of Administration and General Services

Mrs. Chantal joined Cogebanque in 2010, after 15 years at Bank of Kigali, where she occupied several positions. Chantal has over 26 years of professional work experience in the Banking sector.

She oversaw the implementation of the Bancassurance in Bank of Kigali. As the lawyer of the Bank, she was also, at one time, the Bank’s attorney. Chantal has served as a commissioner for the National Land Commission.

Chantal is currently the Head of Administration and General Services. Prior to that, she served a Cogebanque’s Company Secretary for almost 9 years. In that capacity she was overseeing the legal services, including providing
advisory services, dealing with litigations, contracting and she was also in charge the Bank’s shareholders’ matters

She holds a Bachelor’s degree from the University of Kinshasa, Democratic Republic of Congo, and a Diploma in Legal Practice and Development.

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Pascal KARANI

Head of Internal Audit

Mr. Pascal joined Cogebanque in January 2017 as Head of internal Audit. His career in the Banking sector started at BNR in internal audit for a year. He then moved to Bank examination where he spent 9 years. He joined the Financial
Stability Department for a year prior to moving in the private sector

In the private sector, he worked for 18 months as Head of Credit Risk at Access Bank and moved to BPR to manage Operational and Market Risks for 5 years.

He holds a Master of Commerce in Financial Management from the University of Cape Town.

Pascal KARANI

Head of Internal Audit

Mr. Pascal joined Cogebanque in January 2017 as Head of internal Audit. His career in the Banking sector started at BNR in internal audit for a year. He then moved to Bank examination where he spent 9 years. He joined the Financial
Stability Department for a year prior to moving in the private sector

In the private sector, he worked for 18 months as Head of Credit Risk at Access Bank and moved to BPR to manage Operational and Market Risks for 5 years.

He holds a Master of Commerce in Financial Management from the University of Cape Town.

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Antoine IYAMUREMYE

Head of Marketing and Product Development

Mr. Antoine is the Head of Marketing and Product Development of Cogebanque having joined in August 2017. He is in charge of driving Cogebanque brand and products advertising agenda to ensure the success of the company’s overall objectives.

He has 10 years’ experience in brand development, marketing, communications, product development and related fields attained while working with reputable institutions.

Previously, Antoine served in different positions including Trade Marketing, Brand Manager, and Media Coordinator at Skol Brewery Ltd.

He holds a bachelor’s degree of science in Agricultural Economics and Agribusiness from the National University of Rwanda and professional credentials in brand marketing, trade marketing, entrepreneurship, leadership, business process improvement and Business Development & analysis. Executive MBA candidate at Quantic School of Business and Technology.

Antoine IYAMUREMYE

Head of Marketing and Product Development

Mr. Antoine is the Head of Marketing and Product Development of Cogebanque having joined in August 2017. He is in charge of driving Cogebanque brand and products advertising agenda to ensure the success of the company’s overall objectives.

He has 10 years’ experience in brand development, marketing, communications, product development and related fields attained while working with reputable institutions.

Previously, Antoine served in different positions including Trade Marketing, Brand Manager, and Media Coordinator at Skol Brewery Ltd.

He holds a bachelor’s degree of science in Agricultural Economics and Agribusiness from the National University of Rwanda and professional credentials in brand marketing, trade marketing, entrepreneurship, leadership, business process improvement and Business Development & analysis. Executive MBA candidate at Quantic School of Business and Technology.

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Raoul NDAYAMBAJE

Head Digital Banking and E-channels

Mr. Raoul Joined COGEBANQUE in October 2020 from EcoBank Rwanda where he holds several roles within the corporate Banking and transaction Banking departments

He has a widespread experience in cash management, trade finance , payments and digital Banking

He started his Banking career with Banque Populaire du Rwanda working on an information automation project.

In 2012, he moved to Bank of Kigali where he was in charge of POS merchants acquiring, where he participated in the modernization of their acquiring program and wide-spreading of their merchants’ network.

In 2014, he joined EcoBank Rwanda in charge of electronic channels and implementation; he worked on deploying their multi-channel online Banking capabilities. He was instrumental in setting up the Transaction Banking practice in EcoBank Rwanda and participated in providing cash management and trade finance solutions to several multinationals and NGO. In 2019, he led the implementation of the new core Banking system in Rwanda and EAC

Raoul is a graduate of the Adventist University of East and Central Africa with a Bachelor degree in Information Management and is a EUROMONEY trained practitioner of trade finance and cash management

Raoul NDAYAMBAJE

Head Digital Banking and E-channels

Mr. Raoul Joined COGEBANQUE in October 2020 from EcoBank Rwanda where he holds several roles within the corporate Banking and transaction Banking departments

He has a widespread experience in cash management, trade finance , payments and digital Banking

He started his Banking career with Banque Populaire du Rwanda working on an information automation project.

In 2012, he moved to Bank of Kigali where he was in charge of POS merchants acquiring, where he participated in the modernization of their acquiring program and wide-spreading of their merchants’ network.

In 2014, he joined EcoBank Rwanda in charge of electronic channels and implementation; he worked on deploying their multi-channel online Banking capabilities. He was instrumental in setting up the Transaction Banking practice in EcoBank Rwanda and participated in providing cash management and trade finance solutions to several multinationals and NGO. In 2019, he led the implementation of the new core Banking system in Rwanda and EAC

Raoul is a graduate of the Adventist University of East and Central Africa with a Bachelor degree in Information Management and is a EUROMONEY trained practitioner of trade finance and cash management

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Polepole KAYUMBA

Head of SME Banking

Mr. Polepole is the Head of SME Banking. He has over 15 years of experience in the Banking sector and has occupied different managerial positions. Prior to joining the SME Department, he was Head of Administration and General Services, developed the Agency Banking Network, initiated Bancassurance and has served as Branch Manager.

Mr. Polepole was part of the Core Team which implemented the new core Banking software in Cogebanque. He is a Trainer of professional Bankers at RAF from 2019 to date.

He holds an MBA from Oklahoma Christian University (USA) and a Bachelor’s Degree in Management obtained from Kigali Independent University (ULK). He also holds a certificate in Digital Money from Tufts University (USA), Certificate in Effective Branch Management, from Shore Cap Exchange, USA and a Certificate in Arbitration and Alternative Dispute resolution obtained from Chartered Institute of Arbitrators (CIArb, UK). He is a Certified Rwanda Academy of Finance Trainer.

Polepole KAYUMBA

Head of SME Banking

Mr. Polepole is the Head of SME Banking. He has over 15 years of experience in the Banking sector and has occupied different managerial positions. Prior to joining the SME Department, he was Head of Administration and General Services, developed the Agency Banking Network, initiated Bancassurance and has served as Branch Manager.

Mr. Polepole was part of the Core Team which implemented the new core Banking software in Cogebanque. He is a Trainer of professional Bankers at RAF from 2019 to date.

He holds an MBA from Oklahoma Christian University (USA) and a Bachelor’s Degree in Management obtained from Kigali Independent University (ULK). He also holds a certificate in Digital Money from Tufts University (USA), Certificate in Effective Branch Management, from Shore Cap Exchange, USA and a Certificate in Arbitration and Alternative Dispute resolution obtained from Chartered Institute of Arbitrators (CIArb, UK). He is a Certified Rwanda Academy of Finance Trainer.

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Pierre SERUHUNGO NSENGIYUMVA

Head of Retail Banking

Mr. Pierre SERUHUNGO NSENGIYUMVA has over 13 years of experience in banking industry with 11 years in the managerial positions in business development and retail banking

He joined Cogebanque in may 2014 and he has occupied different positions from branch manager, Regional branches manager and now Head of retail banking.

Prior to joining Cogebanque, he occupied various positions in two regional bank for a period of 6 years, first as customer care operations officer at EcoBank Rwanda, then as Branch manager at KCB Rwanda.

He is a certified professional banker from the Uganda institute of banking and financial services and currently pursuing masters in business administration at Kigali Independent University

Pierre SERUHUNGO NSENGIYUMVA

Head of Retail Banking

Mr. Pierre SERUHUNGO NSENGIYUMVA has over 13 years of experience in banking industry with 11 years in the managerial positions in business development and retail banking

He joined Cogebanque in may 2014 and he has occupied different positions from branch manager, Regional branches manager and now Head of retail banking.

Prior to joining Cogebanque, he occupied various positions in two regional bank for a period of 6 years, first as customer care operations officer at EcoBank Rwanda, then as Branch manager at KCB Rwanda.

He is a certified professional banker from the Uganda institute of banking and financial services and currently pursuing masters in business administration at Kigali Independent University

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Tite KAJUKA KAHAMANI

Head of Finance

Mr. Tite Joined the Bank in 2007

He is currently the Head of Finance for the Bank. He also assumed the role of Acting Chief Finance Officer for a period of 7 months (from November 2016 to May 2017) during that period he was part of EXCO members in most of decision making.

Prior to joining the Bank, he worked as Chief Accountant in EcoBank Rwanda. Tite has over 24 years of experience in Banking sector.

He holds Diploma in commerce (specializing in accounting and financial management) and accounting (specializing in financial analysis)

Tite KAJUKA KAHAMANI

Head of Finance

Mr. Tite Joined the Bank in 2007

He is currently the Head of Finance for the Bank. He also assumed the role of Acting Chief Finance Officer for a period of 7 months (from November 2016 to May 2017) during that period he was part of EXCO members in most of decision making.

Prior to joining the Bank, he worked as Chief Accountant in EcoBank Rwanda. Tite has over 24 years of experience in Banking sector.

He holds Diploma in commerce (specializing in accounting and financial management) and accounting (specializing in financial analysis)

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